PERSONAL
Checking
Get these popular features with every personal checking account we offer: Online Banking, Online Bill Pay, Popmoney Transactions, Mobile Banking with Mobile Deposits, MoneyLine phone service, and Online Statements with check images.
|
Account |
Minnwest Classic CheckingLearn More |
Adept Finances Banking Online Preferred CheckingLearn More |
Adept Finances Banking Online Platinum CheckingLearn More |
Adept Finances Banking Online Digital Checking - Online Exclusive1Learn More |
|---|---|---|---|---|
|
Interest Paid |
No |
No |
Yes |
Yes |
|
Minimum Opening Balance |
$100 |
$100 |
$100 |
$100 |
|
Minimum Daily Balance |
None |
None |
$25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit |
None |
|
Monthly Service Charge |
$2.00 monthly service charge; waived if enrolled in Online Statements |
$5.95 monthly service charge |
$10.00 monthly service charge if qualifying minimum daily combined balance is not maintained |
None |
|
IDProtect® |
No |
Yes |
No |
No |
|
Cellular Telephone Protection |
No |
Yes |
No |
No |
|
Features and Benefits |
Interest Paid
No
Minimum Opening Balance
$100
Minimum Daily Balance
None
Monthly Service Charge
$2.00 monthly service charge; waived if enrolled in Online Statements
IDProtect®
No
Cellular Telephone Protection
No
Features and Benefits
Interest Paid
No
Minimum Opening Balance
$100
Minimum Daily Balance
None
Monthly Service Charge
$5.95 monthly service charge
IDProtect®
Yes
Cellular Telephone Protection
Yes
Features and Benefits
Interest Paid
Yes
Minimum Opening Balance
$100
Minimum Daily Balance
$25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit
Monthly Service Charge
$10.00 monthly service charge if qualifying minimum daily combined balance is not maintained
IDProtect®
No
Cellular Telephone Protection
No
Features and Benefits
Interest Paid
Yes
Minimum Opening Balance
$100
Minimum Daily Balance
None
Monthly Service Charge
None
IDProtect®
No
Cellular Telephone Protection
No
Features and Benefits
1Adept Finances Banking Online Digital Checking is not available to open in branch and is only available to open online.
Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.
Why Adept Finances Banking Online?
Year after year we ask our customers this question and get the same answer: Service. At Adept Finances Banking Online, we make banking personal by answering the phone, connecting with people, contributing to community development and finding flexible financing solutions. We’re big enough to help you pursue your dreams and small enough to cheer you along each step of the way — because we are doers like you.
About Adept Finances Banking Online
Protect you and your account
Adept Finances Banking Online offers secure services to protect you and your account. With your checking account, we will also provide you with a Debit Card Fraud Protection service that monitors your card transactions and assesses the likelihood of fraud on your account.
Learn MoreReady to get started? Let’s talk.
Whether you’re starting a new project or just exploring your options, we would love to help you along the way.
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